Fixed-term deposits
Choose a bank and a term, and your money earns a rate agreed up front. You can see what it earns each day and exactly what comes back at the end.
Main risk — Your money is held by the bank, not by Investfora. You cannot usually take it out before the end date, and protection depends on that bank’s deposit-guarantee scheme.
- Compare the banks and terms on offer
- See the interest you earn each day
- Watch the term run down to the day it pays back
What a fixed-term deposit pays.
Principal, annual rate and term — simple interest or compounding once a year. Compare up to three offers side by side. Interest is shown before tax.
Your deposit
Simple interest: principal × (1 + rate × t). Yearly compounding: principal × (1 + rate)t. In both, t = days ÷ 365 — exactly how the portfolio values the deposits you track, so the figure here is the figure you will see there. Effective annual yield is the compounded rate that would produce the same value. Interest before tax; deposit-guarantee cover depends on the bank.
A fixed rate, agreed up front.
Open an account, pick a term, and know from day one what comes back and when.
Nothing on this page is an offer, recommendation or forecast. Market prices are delayed public data from third-party providers and are not dealing prices. Capital at risk.