Real estate
Property is not open yet. When it is, it will appear in your account and you will be able to use the cash already there.
Main risk — Property can fall in value and can be slow to sell.
- Not open yet
- It will use the cash already in your account
- Nothing to do until then
Rental yield, mortgage and cash flow.
Enter the purchase, the rent you expect and the loan you would take. Yields are before tax and depreciation; the mortgage is a standard annuity (level monthly payment).
Net yield = (rent after vacancy − expenses) ÷ (price + purchase costs). Cash-on-cash = yearly cash flow after the mortgage ÷ the cash you put in. Before income tax and depreciation; principal repayments build equity but are not income. Property values and rents can fall.
Be ready when property opens.
Open an account now; when property opens, it will use the cash already sitting in it.
Nothing on this page is an offer, recommendation or forecast. Market prices are delayed public data from third-party providers and are not dealing prices. Capital at risk.